my friend keeps complaining he can’t save money because of daily $6-7 lunches and random $4 coffees. meanwhile he’s paying full price on every single transaction, wiring money overseas with 5-7% fees, and ignoring the fact that a simple crypto card like @KoloHub could quietly give him 2% back on everything without changing his lifestyle. but yeah… it’s definitely the avocado toast that’s keeping him broke 😂