What's Auto-earn and how do I use it?

Published on Aug 15, 2025Updated on May 29, 20262 min read32

This information may not apply to all customers

to check if the products, features, rules, and terms in this article apply to you.

Auto-earn in the trading account is designed to help users make the most of their USDT by earning market-based interest on an hourly basis. Once enabled, this feature automatically lends out your eligible funds, allowing you to earn passive income without needing to move your assets to the earn account or take any additional action.

What makes Auto-earn especially convenient is that your funds remain fully usable as margin or collateral during trading, so you can continue to engage in spot or margin trades without disruption. It seamlessly integrates with your trading account, meaning you don’t have to compromise on liquidity or flexibility to earn interest.
Whether you're actively trading or holding USDT for short-term opportunities, it works in the background to ensure your assets are always working for you, maximizing their potential through automated, low-effort lending.

Learn more about Auto-earn here.

Product Rules

After enabling Auto-earn, you can earn passive income without transferring assets to the Earn product or performing additional operations. Currently, this product is available only to VIP users.
How it works:

Account Level Requirement: VIP 1 – VIP 8
Assets earned through Auto-earn in your trading account are used for leveraged lending and flexible loan services.
Earned assets are calculated based on the user’s cross margin equity and the remaining earning limit in their main account.
Supported Cryptocurrencies: USDT, USDC, SOL, and ETH. Additional cryptocurrencies may be added in the future.
Main Account Earning Limit: 1,000,000 USDT

How do I use Auto-earn?

Open the OKX app, go to Explore > Earn > Auto-Earn, select the crypto you want and toggle on.

Disclaimer
This content is provided for informational purposes only and may cover products that are not available in your region. It is not intended to provide (i) investment advice or an investment recommendation; (ii) an offer or solicitation to buy, sell, or hold crypto/digital assets, or (iii) financial, accounting, legal, or tax advice. Crypto/digital asset holdings, including stablecoins and NFTs, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding crypto/digital assets is suitable for you in light of your financial condition. Please consult your legal/tax/investment professional for questions about your specific circumstances. Information (including market data and statistical information, if any) appearing in this post is for general information purposes only. While all reasonable care has been taken in preparing this data and graphs, no responsibility or liability is accepted for any errors of fact or omission expressed herein. Both OKX Web3 Wallet and OKX NFT Marketplace are subject to separate terms of service at www.okx.com.

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